The duration of the interest-free period will vary from credit card to credit card, but some of them will waive interest for up to 24 months. While our articles may include or feature select companies, vendors, and products, our approach to compiling such is equitable and unbiased. The Citi Private Pass is for the weekend adventures, dining experiences, date nights, and more. Sort of. New cardholders get 21 months of 0% APR on balance transfers and 12 months of 0% … 0% interest for 18 months on balance transfers made in the first four months after you open the card (14.74% to 24.74% variable afterward). With the Citi PayLite ® Installment Plan you can enjoy 0% interest or affordable converted monthly factor rates at participating establishments nationwide, allowing you … Balance transfer fee of … Travel services offered on your worldwide trip include rental car insurance, accident insurance, emergency assistance, and trip cancellation and interruption services. Does Citibank Have a 5/24 Rule? Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Do you want to go to the third party site? Find and compare the best credit cards offering zero interest for 24 months.

It would be cool if you would discuss the difference between Long Term Zero Interest versus extremely low APRs. Citi Rewards Platinum Card – enjoy 0% p.a. The charge to do so is either $5 or 5%, whichever is greater. Citi Simplicity® Card - No Late Fees Ever. They can help you with your goal of reducing debt without having interest charges slow down your progress. Now, it offers 0% for 18 months on balance transfers. The standard variable APR for cash advances is %. All transfers must be completed in first 4 months. Citi does not guarantee the accuracy of these reviews. Imagine you get a 15-month 0% interest balance transfer credit card with a 17% APR after the intro period. Enjoy a low intro APR on balance transfers and purchases with the Citi® Diamond Preferred® Card. U.S. Bank Visa® Platinum Card. First off, you have a Balance Transfer Plan that charges EIR of 8.99% p.a. Enjoy a low intro APR on balance transfers and purchases with the Citi, Choose an exciting 0% intro APR credit card that rewards you for everyday purchases. No late fees – Ever 4. It’s hard to beat the 20-month interest-free period currently found on … MyBankTracker generates revenue through our relationships with our partners and affiliates. Avail 0% interest installment plans for up to 6 months on purchases of electronics & home appliances when you shop at Y.K. Citi Simplicity also intends to simplify your finances with balance transfer plans that offer low interest charges and flexible repayments. ... 24-month Payments at 0% Interest; Smartphones: Galaxy S8: PhP 39,990: PhP 1,666 : Galaxy S8+ PhP 45,990: PhP 1,916: Enjoy up to 24-months 0% installment on your local Citibank Credit Card in these Samsung Experience Stores. The APR is actually not charged all at once during the year. We are not contractually obligated in any way to offer positive or recommendatory reviews of their services. It also gives 0% for 18 months on purchases. Unfortunately, this period was recently reduced from a stellar 21-months, which made this card one of the longest balance transfer intro APRs you could find on the market. After that, the variable APR will be % - %, based on your creditworthiness.1, % Intro APR for months. When you make a big purchase, a 0% APR credit card can help buy that major item without having to pay interest for an extended period of time. After that, the variable APR will be % - %, based on your creditworthiness. MagnifyMoney has reviewed more than 2,000 cards from our partners to find the 0% introductory purchase rate credit cards , which can last up to 21 months. The Citi Simplicity Card is a balance transfer credit card known for its long introductory 0% APR period. This site may be compensated through the bank advertiser Affiliate Program. Intro 0% Interest Credit Cards If you need to make purchase and pay for it over time, your existing credit card might have a high purchase APR. After that, a variable APR based on your creditworthiness will apply. This site may be compensated through the bank advertiser Affiliate Program. Review and select one of Citi's 0% Intro APR credit cards for use on purchases or balance transfers.Read Less. No penalty rate – Ever 5. This content is not provided or commissioned by the bank advertiser. Purchase Rate: % Intro APR for months. The balance on your credit card is charged interest daily. See Which Cards Help You Avoid Them, The Best Credit Cards to Save Money on Family Travel, Travel Credit Cards That Can Keep a Shark Attack From Ruining Your Summer, 2021's Best Credit Cards for Gas Stations. If you continue to make the monthly minimum payment for 24 months, you will pay nearly $550 in interest. After the intro period ends, the go-to rate of 14.74% - 24.74% (Variable) applies. The 0% PayLite Pay Later is available for 3, 6, and 12 months tenors. % Intro APR for months. The only credit card where 'no' is good: no late fees, no penalty rate and no annual fee – ever1. 0% Intro APR on balance transfers for 18 months from date of first transfer. 0% PayLite Pay Later Illustration: Purchase Price = P10,000 Term: 3 months If the item you purchase costs $2,000, and your APR is 15%, you are charged interest every day the balance is not paid off. View our list of partners. That site may have a privacy policy different from Citibank and may provide less security than this Citibank site. If you are looking to pay off debt faster or avoid the cycle of interest rate fees on upcoming purchases, the Citi® Diamond Preferred® Card offers a 0% intro APR for 18 months on both purchases and balance transfers. When you make a purchase with the Citi Diamond Preferred Card, you can benefit from an extended warranty on purchased goods, damage and theft protection, and liability protection if fraudulent charges are made with your card. Take advantage of a 0% intro APR on balance transfers. Explore the features and benefits of each unique card and choose which one fits your lifestyle best. The best-known 5/24 rule is Chase’s unpublicized rule that states that if you have five or more new bank card accounts (credit or charge cards) opened within the last 24 months, you’ll most likely be rejected for a new Chase credit card even if you otherwise qualify. Read MoreRead More. The Citi Diamond Preferred card caters to your unique needs and demands through personalized services, concierge, travel booking assistance, and entertainment assistance. It's a solid, no-frills option to help with your debt consolidation goal. 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